Fortune Favours The Bold
🟠 Topic 56: Government Budgeting – Process & Components 📌 Introduction The Union Budget is a constitutional and financial document presented annually, detailing the government’s estimated receipts and expenditures for the upcoming financial year....
🟠 Topic 55: Pension Sector – PFRDA & NPS 📌 Introduction With India’s demographic transition and increasing life expectancy, a robust pension system is critical to ensure income security during retirement. The Pension...
🟠 Topic 54: Insurance Sector – IRDAI & Reforms 📌 Introduction The insurance sector plays a pivotal role in risk management, financial security, and long-term savings mobilisation in the Indian economy. With rising...
🟠 Topic 53: SEBI – Role & Regulations 📌 Introduction The Securities and Exchange Board of India (SEBI) is the regulator of India’s capital markets, responsible for overseeing the functioning of stock exchanges,...
Excellent! Let’s proceed with Topic 52: Financial Market – Money Market & Capital Market. Below is the 1000+ words explanation, followed by 5 fully structured Practice MCQs (including 2 and 4 statement-based), with WordPress...
🟠 Topic 51: Types of Banks – Commercial, Cooperative, RRBs, Payment Banks 📌 Introduction Banks are the lifeblood of any economy, facilitating financial intermediation, promoting savings, extending credit, and enabling monetary transmission. The...
🟠 Topic 50: Insolvency and Bankruptcy Code (IBC) 📌 Introduction The Insolvency and Bankruptcy Code (IBC), 2016 is a landmark reform that created a comprehensive, time-bound process for resolving insolvency and bankruptcy in...
🟠 Topic 49: NPAs – Causes & Resolution Mechanisms 📌 Introduction Non-Performing Assets (NPAs) have been a major challenge for the Indian banking sector, particularly public sector banks (PSBs). High NPAs affect credit...
🟠 Topic 48: Inflation – Types, Causes & Control Measures 📌 Introduction Inflation refers to the persistent rise in the general price level of goods and services over time. While moderate inflation is...
🟠 Topic 47: Monetary Policy – Tools & Objectives 📌 Introduction Monetary policy is the process by which a central bank (RBI in India) manages money supply, interest rates, and liquidity to achieve...
🟠 Topic 46: Reserve Bank of India – Functions & Role 📌 Introduction The Reserve Bank of India (RBI), established in 1935, is the central bank of India and plays a crucial role...
🟠 Topic 45: Functions of Money – Types of Money 📌 Introduction Money is a fundamental element in any economy, acting as the medium of exchange, store of value, and unit of account....
🟠 Topic 44: Financial Inclusion – PMJDY, Digital Payments 📌 Introduction Financial Inclusion refers to ensuring that all sections of society, especially the underprivileged and marginalised, have access to affordable financial services, including...
🟠 Topic 43: Tourism Sector – Challenges & Opportunities 📌 Introduction The tourism sector is a major driver of economic growth, employment generation, and cultural exchange in India. With its rich heritage, natural...
🟠 Topic 42: Gig Economy & Platform Workers 📌 Introduction The gig economy has emerged as a dynamic employment model, particularly in the wake of digitization, platform-based business models, and changing workforce preferences....
🟠 Topic 41: Digital Economy & E-Governance 📌 Introduction India’s digital economy has become a critical driver of economic growth, innovation, and governance reform. With rapid internet penetration, the rise of fintech, e-commerce,...
🟠 Topic 40: IT-BPM Sector – Importance & Trends 📌 Introduction The Information Technology and Business Process Management (IT-BPM) sector is one of the key pillars of India’s economy, playing a transformative role...
🟠 Topic 39: Services Sector – Role & Growth in India 📌 Introduction The services sector is the largest contributor to India’s GDP, playing a pivotal role in the country’s economic growth, employment...
🟠 Topic 38: Smart Cities & Urbanisation Trends 📌 Introduction Urbanisation is a defining trend in India’s development journey. With over 35% of the population residing in urban areas (2023), cities are becoming...
🟠 Topic 37: Logistics Sector & National Logistics Policy 📌 Introduction The logistics sector is the lifeline of economic activity, enabling the smooth movement of goods, services, and resources across regions and sectors....
🟠 Topic 36: Power Sector – Reforms & Renewable Energy 📌 Introduction The power sector plays a pivotal role in economic development, influencing industrial growth, agricultural productivity, and overall quality of life. India,...
🟠 Topic 35: Infrastructure – Roads, Railways, Airports, Ports 📌 Introduction Infrastructure is the backbone of economic development, acting as a catalyst for industrial growth, regional connectivity, trade, and socio-economic inclusion. In India, sectors...
🟠 Topic 34: Disinvestment & Privatisation 📌 Introduction The public sector has historically played a dominant role in India’s industrial and economic development, especially after Independence. However, over time, many Public Sector Enterprises...
🟠 Topic 33: Make in India, Start-up India, Stand-up India 1️⃣ Make in India 📌 Introduction Launched in 2014, Make in India is the flagship initiative of the Government of India to transform...
🟠 Topic 32: MSMEs – Role, Policies & Challenges 📌 Introduction Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indian economy, contributing significantly to employment generation, industrial output, and exports. They...
