Daily Current Affairs — 05 November 2026
Daily Current Affairs · 05 November 2026
10 fully-analysed topics · 30 bilingual MCQs · 3 embedded videos · built for UPSC Prelims & Mains
🎯 30 MCQs
🎬 3 Videos
🇮🇳 Hindi + English
Indian History MCQ Quiz · भारतीय इतिहास प्रश्नोत्तरी
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Economy
e-Sanjeevani
India's national telemedicine service, e-Sanjeevani, has facilitated over 50 crore consultations since its launch in November 2019, expanding access.
- The platform now uses an AI-powered Clinical Decision Support System and is integrated with Emergency Response Support System-112 (ERSS-112).
- About e-Sanjeevani: Launched by the Ministry of Health and Family Welfare (MoHFW) in 2019
- Patient-to-Provider (eSanjeevaniOPD): Patients can consult doctors directly from home using smartphones or computers.
- It ensures that a person receives healthcare when needed, especially for those with limited access to care.
Which of the following statements about e-Sanjeevani is correct?
Correct. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute.
Not quite. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute. The green option is the correct one.
Economy
National Telemedicine Service of India: eSanjeevani
Recently, National telemedicine service of India, eSanjeevani achieved 8 crore teleconsultations.
- It surpassed records by registering 1 crore consultations in approximately 5 weeks.
- About: It is a national doctor to doctor telemedicine service
- eSanjeevani is a cohesive part of Ayushman Bharat Digital Health Mission (ABDHM)
- Leading ten states for usage of this platform are: Andhra Pradesh
Show 6 more facts
- It ensures that e-beneficiaries of Ayushman Bharat Scheme are able to avail of the benefits they are entitled to.
- This vertical operates on a Hub-and-Spoke model wherein the AB-HWCs set up at state level
- This model has been successfully implemented in 1,09,748 AB-HWC and 14,188 Hubs, hence, achieving a total of 7,11,58,968 teleconsultations.
- It leverages technology via smartphones, tablets, laptops enabling doctor consultations to be accessible from the patient's residence regardless of
- eSanjeevaniOPD has trained and onboarded 2,22,026 specialists, doctors and health workers
- These platforms can be a gamechanger for people in the rural areas who do not have easy access to medical specialists located in cities.
Which of the following statements about National Telemedicine Service of India: eSanjeevani is correct?
Correct. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute.
Not quite. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute. The green option is the correct one.
History
2026 Binance Hack
Binance, the world's largest cryptocurrency exchange, suffered a massive cyberattack resulting in the loss of approximately USD 6.3 billion in digital assets.
- Modus Operandi: The breach was executed via spear-phishing
- Binance mitigated the crisis by deploying its Secure Asset Fund for Users (SAFU)
- "Authorization of Stablecoins" refers to the government creating a legal framework to officially permit
- In practice, this means stablecoin issuers would be legally required to maintain transparent, audited reserves matching their token supply, comply
Economy
Ethereum Merger
Recently, the Ethereum blockchain platform fully transitioned from 'proof of work' to a 'proof-of-stake' consensus mechanism and this revamp is known as the Merge.
- Old Method: Proof of Work: As a decentralised platform
- This method was almost entirely dependent on crypto farms, which are massive warehouses lined with rows of computers which would solve the puzzles.
- High Energy Consumption: These mining farms were energy guzzlers and they sometimes consumed more electricity than entire countries and were
- The crypto's total annualised power consumption nearly matches that of Finland, while its carbon footprint is comparable to Switzerland
Show 6 more facts
- Proof of Stake: It would set aside the need for crypto miners and gigantic mining farms
- This would entirely eliminate the need for miners on the Ethereum network.
- It will reduce ethereum's energy consumption by nearly 99.95%.
- It will make transactions on the Ethereum network extremely secure.
- Ethereum is one of the most used platforms by developers to build decentralised apps (dApps), smart contracts, and even crypto tokens
- Some of the most popular applications of cryptocurrencies such as non-fungible tokens (NFTs)
Which of the following statements about Ethereum Merger is correct?
Correct. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute.
Not quite. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute. The green option is the correct one.
Economy
Bitcoins
Recently, Bitcoin, the cryptocurrency, has crossed 20,000 US dollars in value.
- Bitcoin's price has always been volatile, and there is no clear explanation for its current rise.
- Cryptocurrency is a specific type of virtual currency, which is decentralised and protected by cryptographic encryption techniques
- Introduction: Bitcoin is a type of digital currency that enables instant payments to anyone. Bitcoin was introduced in 2009
- The origin of Bitcoin is unclear, as is who founded it
Show 6 more facts
- Originally, Bitcoin was intended to provide an alternative to fiat money
- Most modern paper currencies, such as the US dollar and Indian Rupee are fiat currencies.
- All the transactions ever made are contained in a publicly available, open ledger, although in an anonymous and an encrypted form called a blockchain
- An asset can be tangible (a house, car, cash, land) or intangible (intellectual property, patents, copyrights, branding).
- A simple analogy for understanding blockchain technology is a Google Doc.
- When one creates a document and shares it with a group of people, the document is distributed instead of copied or transferred.
Which of the following statements about Bitcoins is correct?
Correct. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute.
Not quite. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute. The green option is the correct one.
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Polity
All India Conference of Chairpersons and Members of Public Accounts Committees
The Lok Sabha Speaker inaugurated the two-day All India Conference of Chairpersons and Members of Public Accounts Committees (PACs) of Parliament and State/UT Legislatures in Thiruvananthapuram, Keralam.
- The central theme of the 2026 conference was "Audit, Accountability and Good Governance: The Evolving Role of PAC".
- Outcome-Driven Scrutiny: The Speaker emphasized that the PAC's responsibility extends beyond merely scrutinizing accounts
- Every rupee drawn from the public exchequer must be strictly accounted for and fully utilized for the specific purpose for which it was sanctioned.
- About: The PAC is a Parliamentary Financial Committee responsible for examining public expenditure
Show 5 more facts
- It is not a constitutional or statutory body. It is constituted annually under Rule 308 of the Rules of Procedure
- Articles 105 (Parliamentary Privileges) and 118 (Rules of Procedure) provide the broader constitutional framework for parliamentary committees.
- However, since 1967, the Chairperson is appointed by the Lok Sabha Speaker. This is a parliamentary convention, not a constitutional requirement.
- Core Mandate: It primarily examines the Appropriation Accounts (expenditure) and the Annual Finance Accounts (receipts) of the Government of India
- consists of not more than 25 Members of the Lok Sabha
5. What is the constitutional significance of Article 115 in relation to the PAC? Article 115 provides for supplementary
Which of the following statements about All India Conference of Chairpersons and Members of Public is correct?
Correct. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute.
Not quite. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute. The green option is the correct one.
Polity
Public Accounts Committee
K.C. Venugopal has been reappointed as the chairman of the Public Accounts Committee (PAC) of Parliament for the 2026–27 term.
- Genesis and Evolution: The PAC was established in 1921 following the Montague-Chelmsford Reforms
- Ministers are not eligible to be members, ensuring independence, and the tenure of members is limited to one year.
- The Chairman of the Committee is appointed by the Speaker of Lok Sabha.
- It ensures that public funds are used legally, efficiently, and for the purposes approved by Parliament, thereby maintaining financial discipline.
Show 3 more facts
- Such excesses are later regularized under Article 115 of the Constitution, ensuring parliamentary control over finances.
- The CAG conducts various audits of accountancy
- PAC requires the government to submit Action Taken Notes/Reports on its recommendations (generally within about six months)
Which of the following statements about Public Accounts Committee is correct?
Correct. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute.
Not quite. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute. The green option is the correct one.
Polity
Comptroller and Auditor General of India
K Sanjay Murthy has been appointed as the new Comptroller and Auditor General (CAG) of India, succeeding Girish Chandra Murmu.
- About: The CAG of India, as per Article 148 of the Constitution, heads the Indian Audit and Accounts Department (IA-AD)
- CAG of India is governed by the Comptroller and Auditor-General's (Duties
- CAG removal is possible by the President on the same grounds and process as a Supreme Court judge
- CAG can resign any time from his office by addressing the resignation letter to the president.
Show 6 more facts
- The CAG is ineligible for any further office under the Government of India or any state after leaving office.
- The Parliament determines the CAG's salary, which is equal to that of a Supreme Court judge.
- The CAG's administrative expenses, including salaries, allowances
- No minister can represent the CAG in Parliament or take responsibility for his actions.
- The CAG provides a certificate on the net proceeds of taxes and duties, and audits transactions related to debt, advances, and suspense accounts.
- The CAG submits audit reports to the President, who places them before Parliament. These reports are then examined by the Public Accounts Committee.
Which of the following statements about Comptroller and Auditor General of India is correct?
Correct. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute.
Not quite. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute. The green option is the correct one.
Polity
Parliament Committees
Recently, reorganization of 22 Standing Committees took place.
- About: A Parliamentary Committee is a panel of MPs that is appointed or elected by the House or nominated by the Speaker/Chairman.
- Parliamentary Committees have their origins in the British Parliament.
- They draw their authority from Article 105 and Article 118. Article 105 deals with the privileges of MPs.
- Article 118 gives Parliament authority to make rules to regulate its procedure and conduct of business.
Show 6 more facts
- A Bill is introduced in either House of Parliament to begin legislative business but the process of lawmaking is often complex
- Also, the political polarisation and shrinking middle ground has been leading to increasingly rancorous and inconclusive debates in Parliament
- India's Parliament has multiple types of committees
- However, broadly there are two types of Parliamentary Committees– Standing Committees and Ad Hoc Committees
- They are further subdivided into Inquiry Committees and Advisory Committees.
- The principal Ad hoc Committees are the Select and Joint Committees on Bills.
Which of the following statements about Parliament Committees is correct?
Correct. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute.
Not quite. The three wrong options each change one thing from the source: a figure, the institution involved, the direction of change, or a qualifier turned into an absolute. The green option is the correct one.
Economy
High-Level Committee on Banking for Viksit Bharat
The Government of India has constituted a High-Level Committee on Banking for Viksit Bharat.
- Leadership and Tenure: The committee is chaired by Suresh N
- Regulatory & Legal Reforms: It will review existing frameworks governing commercial banks
- Financial Inclusion Overhaul: A critical mandate is to review the legacy Priority Sector Lending (PSL) framework
- Digital Integration & Security: The committee will draft a roadmap for integrating Artificial Intelligence (AI)
Show 1 more facts
- Global Competitiveness: It aims to assess current prudential norms
Indian Geography MCQ Quiz · भारतीय भूगोल प्रश्नोत्तरी
A second members-only subject quiz – lock in today's study session
Current affairs alone will not clear Prelims. Close the day on the static syllabus with this members-only quiz.
