Daily Current Affairs — 09 July 2026
Daily Current Affairs · 09 July 2026
10 fully-analysed topics · 30 bilingual MCQs · 3 embedded videos · built for UPSC Prelims & Mains
🎯 30 MCQs
🎬 3 Videos
🇮🇳 Hindi + English
UPSC Current Affairs MCQ — 09 July 2026
10 UPSC-standard bilingual MCQs covering today's top stories · 10-sec timer per question
Score yourself as you go. Get a feel for how UPSC-level questions are framed around the day's news.
Environment
Mizoram Museum Notified as India’s 21st Designated Repository
The Ministry of Environment, Forest and Climate Change on the recommendation of the National Biodiversity Authority, has notified the Natural History…
- About: Designated Repositories are important institutions in India's biodiversity governance framework
- NHM Mizoram: Natural History Museum was established in 2022 under Mizoram University
- Specimens: The museum will maintain voucher specimens of selected flora such as pteridophytes and macrofungi
- Role: NHM will also serve as the designated depository for type specimens of newly discovered species from the region
Show 3 more facts
- Regional Biodiversity: Mizoram and the wider North-eastern Region harbour more than 7,500 species of flowering plants and over 2,000 faunal species.
- Significance: The repository will help safeguard India's biological resources
- Relevance: The designation strengthens India's ex situ conservation efforts and supports National Biodiversity Target 4 of India's National…
Which statement correctly describes Mizoram Museum Notified as India’s 21st…?
✅ Correct! That fact belongs to this topic.
❌ Not quite — that fact is from another headline. The green option is right.
Environment
India’s Green Pathway: From Conservation to Climate Action
India's evolving environmental strategy, highlighted in its "Green Pathway" approach, reflects a shift from conservation to integrated climate action.
- The country is also emerging as a key global voice on climate justice and sustainable development.
- India's Biodiversity & Conservation Framework: Rich Biodiversity: Despite occupying only 2.4% of the global land area
- Legal Foundation: Conservation is governed by the Biological Diversity Act (2002), aligning with the 1992 Convention on Biological Diversity (CBD).
- NBSAP 2024–2030: Launched at United Nations Convention to Combat Desertification (UNCCD) – COP 16 (Saudi Arabia) the updated National Biodiversity…
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- Protected Areas: Expanded significantly from 745 in 2014 to 1,134 in 2025, with a focus on wildlife corridors for safe animal movement.
- Key Species Projects: Project Tiger: Tiger Reserves increased to 58 (the newest being Madhav Tiger Reserve).
- Project Elephant: Expanded to 33 reserves, securing 150 elephant corridors across 15 states.
- Project Cheetah: The population has reached 30 (including 19 cubs born in India)
- Project Snow Leopard: The first assessment estimated 718 snow leopards (highest in Ladakh). Phase 2.0 was launched in late 2025.
- Project Dolphin: Estimated 6,327 riverine dolphins (2021–2023). A second range-wide survey covering major rivers launched in January 2026.
2. What is the significance of MISHTI? A mangrove restoration initiative enhancing coastal resilience and protecting against climate risks.
Which statement correctly describes India’s Green Pathway: From Conservation to…?
✅ Correct! That fact belongs to this topic.
❌ Not quite — that fact is from another headline. The green option is right.
Environment
Kunming-Montreal Global Biodiversity Framework
Recently, at the 15th Conference of Parties (COP15) to the UN Convention on Biological Diversity "Kunming-Montreal Global Biodiversity Framework" (GBF) was adopted.
- GBF includes 4 goals and 23 targets for achievement by 2030.
- The U.N. biodiversity conference concluded in Canada's Montreal.
- The first part of COP 15 took place in Kunming
- 30×30 Deal: Restore 30% degraded ecosystems globally (on land and sea) by 2030
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- Conserve and manage 30% areas (terrestrial, inland water, and coastal and marine) by 2030
- Money for Nature: Signatories aim to ensure USD200 billion per year is channelled to conservation initiatives, from public and private sources.
- Wealthier countries should contribute at least USD20 billions of this every year by 2025, and at least USD30 billion a year by 2030.
- Companies should analyse and report how their operations affect and are affected by biodiversity issues.
- The parties agreed to large companies and financial institutions being subject to "requirements" to make disclosures regarding their operations
- Countries committed to identify subsidies that deplete biodiversity by 2025, and then eliminate, phase out or reform them.
Which statement correctly describes Kunming-Montreal Global Biodiversity Framework?
✅ Correct! That fact belongs to this topic.
❌ Not quite — that fact is from another headline. The green option is right.
Economy
India’s Insurance Sector a Pillar of Sovereign Fiscal Stability
India's life insurance sector is a key source of long-term government financing, holding nearly 25% of outstanding Central Government dated securities.
- India's insurance sector is crucial for financial protection and sovereign fiscal stability
- Despite rapid growth and reforms, low insurance penetration, the missing middle, affordability concerns, climate risks, and mis-selling remain key…
- Asset-Liability Matching: Life insurers underwrite policies with tenures extending 20 to 40 years
- Millions of retail premiums are pooled and deployed into G-Secs
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- By consistently reinvesting when others exit, this steady domestic base of long-horizon holders actively reduces the government's debt rollover risk…
- Recognizing this outsized macroeconomic footprint
- Constitutional Mandate: The sector falls under the Union List (Entry 47) of the 7th Schedule
- Judicial Context: The landmark 1995 Supreme Court judgment in LIC of India v
- Colonial Origins & Early Regulation: Initiated with the Oriental Life Insurance Company (1818) and Triton Insurance (1850)
- General insurance was nationalised through the General Insurance Business (Nationalisation) Act
Which statement correctly describes India’s Insurance Sector a Pillar of…?
✅ Correct! That fact belongs to this topic.
❌ Not quite — that fact is from another headline. The green option is right.
Economy
Reforms to Expand Foreign Participation in G-Secs
The Government has introduced reforms to expand Foreign Portfolio Investor (FPI) participation in Government Securities (G-Secs)
- Objective: To deepen India's bond market, diversify the investor base, attract stable long-term foreign capital, and strengthen the debt market.
- Taxation: Foreign Portfolio Investors (FPIs) and Foreign Institutional Investors (FIIs) are exempt from interest income and capital gains from the…
- Expansion: The Fully Accessible Route (FAR) has been expanded to include new issuances of 15-year
- Greater foreign participation can provide additional funding for infrastructure
Show 6 more facts
- Foreign Institutional Investor (FII): A category of Foreign Portfolio Investor (FPI) comprising institutional investors such as mutual funds
- Foreign Portfolio Investor (FPI): Foreign individuals
- Government Securities (G-Secs): Tradable debt instruments issued by the Central or State Governments to finance public expenditure
- Bank for International Settlements (BIS): An international financial institution owned by central banks that promotes global monetary and financial…
- Long-Term Capital Gains (LTCG): Capital gains arising from the transfer of Government Securities held for more than 12 months (listed G-Secs) or more…
- Short-Term Capital Gains (STCG): Capital gains arising from the transfer of Government Securities held for up to 12 months (listed G-Secs) or up to…
Which statement correctly describes Reforms to Expand Foreign Participation in…?
✅ Correct! That fact belongs to this topic.
❌ Not quite — that fact is from another headline. The green option is right.
🗺️ Indian Geography MCQ Quiz · भारतीय भूगोल
10 bilingual MCQs · Indian Geography · Members Only on YouTube
Today's rotation: Indian Geography. Take this break between news topics to sharpen the core concept.
Economy
LIC's Approach to 'Insurance For All by 2047
The Life Insurance Corporation (LIC) of India in alignment with the 'Insurance For All by 2047' initiative
- The focus is on extending insurance coverage to maximum rural masses, aligning with the vision of making India a developed nation by 2047.
- LIC acknowledges the Insurance Regulatory and Development Authority of India (IRDAI) proposed 'Bima Vistar,' a composite product covering life
- The digital transformation aims to provide efficient services like claims settlement and loans at the click of a button
Which statement correctly describes LIC's Approach to 'Insurance For All by 2047?
✅ Correct! That fact belongs to this topic.
❌ Not quite — that fact is from another headline. The green option is right.
Economy
IRDAI Vision 2047
The Insurance Regulatory and Development Authority of India (IRDAI)
- IRDAI is also planning to launch Bima Trinity – Bima Sugam
- Objective: Insurance for All by 2047 aims that every citizen has an appropriate life
- It also aims to make the Indian insurance sector globally attractive
- Making available right products to right customers
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- Creating robust grievance redressal mechanism
- Facilitating ease of doing business in the insurance sector
- Ensuring the regulatory architecture is aligned with the market dynamics
- Competition and distribution efficiencies while mainstreaming technology and moving towards principle based regulatory regime.
- It can help people in households all over the country to have access to an affordable insurance policy that covers health
- These policies would offer faster claim settlements, sometimes within hours, and additional benefits like gym or yoga memberships.
Which statement correctly describes IRDAI Vision 2047?
✅ Correct! That fact belongs to this topic.
❌ Not quite — that fact is from another headline. The green option is right.
Polity
'State' Under Article 12 of the Constitution – reporting
Recently Delhi High Court has given judgement in Sanjaya Bahel v
- The court says, by no stretch of the imagination an organisation of the United Nations which is an international body be treated as "instrumentality"…
- Part III of our constitution consists of a long list of fundamental rights, it starts right from Article 12 to Article 35
- With great power comes a greater risk of abuse and in order to safeguard the rights and freedom of individuals it needs constitutional protection…
- However, in order to delve deeper into the concept, it is firstly imperative to explore the definition of "state".
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- In this part, unless the context otherwise requires, "the State" includes the Government and Parliament of India and the Government and the…
- Dispute and discussion: around phrase of Article 12 i.e "other authorities"
- The liberal interpretation says that it is not necessary for an authority to be engaged in sovereign or governmental function to come under the…
- Financial resources of the State, where State is the chief funding source i.e. the entire share capital is held by the government.
- The functional character being Governmental in its essence
- A department of Government transferred to a corporation.
Which statement correctly describes 'State' Under Article 12 of the Constitution…?
✅ Correct! That fact belongs to this topic.
❌ Not quite — that fact is from another headline. The green option is right.
Economy
11 Years of Jan Suraksha Schemes
The Government's flagship Jan Suraksha schemes Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
- Over the years, these schemes have expanded affordable insurance and pension coverage to crores of citizens, especially the poor, vulnerable and…
- The Jan Suraksha schemes PMJJBY, PMSBY and APY have expanded affordable insurance and pension coverage for crores of citizens, especially the poor…
- Despite major achievements in enrolments and claim settlements
- About: The Jan Suraksha schemes were launched with the objective of providing low-cost insurance and pension benefits to economically weaker sections…
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- The schemes aim to strengthen financial inclusion by protecting citizens against death, accidents and old-age financial insecurity
- About: PMJJBY is a low-cost life insurance scheme that provides financial protection against death due to any reason
- Individuals aged between 18 and 50 years with a bank or post office account are eligible to enrol under the scheme through an auto-debit facility
- Under the scheme, an insurance amount of Rs 2 lakh is paid to the nominee in case of the subscriber's death due to any cause.
- The scheme has settled claims worth Rs 21,512.50 crore for more than 10.75 lakh claims.
- It has also witnessed strong participation from women and financially excluded households
3. What is the significance of APY? APY provides guaranteed monthly pension support after 60 years of age
Which statement correctly describes 11 Years of Jan Suraksha Schemes?
✅ Correct! That fact belongs to this topic.
❌ Not quite — that fact is from another headline. The green option is right.
Economy
Pradhan Mantri Jan Arogya Yojana
An evaluation study commissioned by NITI Aayog has revealed that patients availing treatment in private hospitals under the Pradhan Mantri Jan Arogya Yojana (PMJAY) incur significant out-of-pocket expenditure (OOPE).
- The study submitted to the Development Monitoring and Evaluation Office (DEMO) of NITI Aayog highlights the continued financial burden on…
- High OOPE in Private Facilities: Beneficiaries utilizing private hospitals under the scheme incurred an average OOPE of around Rs 53,965 per…
- Public vs. Private Disparity: In government facilities, the average OOPE was significantly lower at Rs 21,827
- The study acknowledged that transport costs are explicitly not covered under the scheme.
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- This is only slightly lower (Rs 3,294 less) than the average spending by uninsured patients (Rs 38,084)
- About: Launched in September 2018 as a flagship component of the Ayushman Bharat initiative
- The National Health Authority (NHA) under the Ministry of Health and Family Welfare implements AB-PMJAY at the national level
- Insurance Cover: Provides a health cover of Rs. 5 lakhs per family per year.
- Scope of Care: Strictly covers secondary and tertiary care hospitalization (not primary outpatient care).
- Pre and Post-Hospitalization: Covers up to 3 days of pre-hospitalization (diagnostics
Which statement correctly describes Pradhan Mantri Jan Arogya Yojana?
✅ Correct! That fact belongs to this topic.
❌ Not quite — that fact is from another headline. The green option is right.
Simple Current Affairs MCQ — 09 July 2026
10 accessible MCQs covering the same topics · great for quick revision
End your study session with these simpler MCQs to lock in recall of today's current affairs.
